From big savings to a sparkling exterior, we’ve bundled everything you need for the best Auto Loan ever.
Say hello to the Ultimate Auto Loan
For a limited time, auto loans from Cross Valley come with 1.00% cash back on your total loan amount¹ plus free GAP insurance² (valued at $500) and no payments for 45 days³! On top of that, you'll automatically be entered to win unlimited car washes for an entire year⁴.
- 1.00% cash back¹ on your loan amount
- Free GAP Insurance² (a $500 value)
- No payments for 45 days³
Let's pave the way to your next vehicle with an auto loan that fits your budget.
Now through December 31, 2024, when you fund your next vehicle purchase or refi from Cross Valley, you'll be automatically entered to win one of two year-long unlimited car wash packages from our friends at Cloud10 Smartwash⁴.
We don't just call it the Ultimate Auto Loan Package for nothing. Besides seriously low rates, auto loans from Cross Valley come standard with three bonus features you won't find anywhere else.
1.00% Cash Back¹
Yup, you read that correctly. Close on an auto loan or refinance from another lender and we’ll pay you back 1.00%¹ of the total loan amount. Cha-ching!
Free GAP Insurance²
GAP insurance is like a special shield for your car. If your car gets totaled or stolen and the car isn’t worth as much as what you still owe, GAP insurance steps in and pays the difference. And with Cross Valley, it’s on the house.
No Payments for 45 Days³
And for the icing on the cake! When you use Cross Valley for your auto loan or refi, we’ll give you 45 days to focus on anything else you want, just as long as it’s not your loan payment.
What will my monthly payments look like?
This calculator is for informational purposes only and is not a final, binding notification of what your actual monthly payment will be.
“I have been with Cross Valley FCU since 1995. I had another bank for a very brief time before joining Cross Valley. I would never choose any other institution! Banking. Loans. Always the Best service. I honestly do not know why anyone would go anywhere else!”
Karen | Cross Valley FCU Member
1.00 Cash Back: 1.00% cash back applies to both new and used vehicle loans or loans refinanced from another institution only and does not apply to any indirect vehicle purchase. Maximum cash back allotted is $500.00. This offer is not valid to refinance an existing Cross Valley FCU loan. If you participate in this offer: 1) You may receive a Form 1099-MISC at year end; 2) the 1.00% cash back award will be forfeited and added to the payoff amount, if the loan is closed within 120 days of opening. Cash back will be deposited into your Cross Valley FCU Primary Share Account within seven (7) business days of loan closing. This promotion cannot be combined with any other specials and is valid through December 31, 2024. Offer subject to change without notice.
Free GAP Insurance: Free GAP Insurance: All direct vehicle loans come with complimentary Guaranteed Asset Protection (GAP) insurance, valued at $500.00. GAP value based on 2024 Cross Valley FCU funded auto loans. Offer subject to change without notice.
No Payments for 45 Days: Approval is subject to credit criteria. Interest will begin accruing at the time of loan. This offer can change or be discontinued at any time.
Unlimited Car Wash Sweepstakes: Close on a new or used auto loan from Cross Valley FCU between October 1, 2024, and December 31, 2024, and you could win one of two (2) year-long unlimited car wash packages from Cloud10 Smartwash. Odds of winning are based on the number of auto loans closed during October 1, 2024, and December 31, 2024, and the number of entries received. Drawings will be held on January 10, 2025. Current Cross Valley FCU auto loans are not eligible for this offer. Winners will be selected at random. NO PURCHASE, APPLICATION OR OBLIGATION IS NECESSARY TO ENTER OR TO WIN. For details, including how to enter without securing a new or used auto loan, application or obligation, visit any Cross Valley FCU branch location. Employees and Board Members of Cross Valley FCU and their immediate families are not eligible for this offer. Cloud10 Smartwash is not a sponsor of this promotion or affiliated with the Cross Valley FCU. Offer subject to change without notice.
