Auto Loans & Refinancing

This is what driving with Cross Valley looks like.

Whether you’re refinancing your current auto loan from another lender or shopping for that dream car, Cross Valley removes the stress of it all. With some of the lowest rates in the area and a simple application process, you’ll arrive ready for anything.

Apply today View rates

kids in car

More benefits of a Cross Valley Auto Loan

  • Pre-Approval
  • Insurance Verification
  • GAP Protection Plus
  • Debt Protection

Does it make sense to refinance your auto loan?

We break it down for you

Calculate your auto loan payment

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View current rates

This calculator is for informational purposes only and is not a final, binding notification of what your actual monthly payment will be.

Dream Big

We'll handle the rest.

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Has anyone called your dreams too wild? Too complicated? Too expensive? Too big? When our members share their dreams of owning a home, putting their kids through college or their perfect wedding day, we don’t see impossible obstacles—we see their future in motion.

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Other great offers for dreamers...

an SUV on the road in the desert

Solutions for your new financial life

Cross Valley Federal Credit Union is what is known as a financial not-for-profit cooperative. What does this mean exactly? Well, for one, we are owned by our members. So when you join the credit union, you also become an owner of the credit union. Because we’re not-for-profit, there’s no pressure to pay huge dividends to shareholders. Thus, we’re able to use the money we make to benefit our members by keeping our loan rates low and our savings rates high.

Since 1969 we’ve made it our mission to build trust with our members by offering a full suite of loans, credit cards, savings products, checking accounts and a digital-first member experience that will provide you with solutions for your financial life. For the rest of your life.

Experience Cross Valley FCU