Dream Big. We'll handle the rest.
We offer in-school undergraduate and graduate student loan¹ financing that is simple, streamlined and filled with options and benefits. Looking for a student loan refinancing¹ option? We'll make sure you're covered there, too.
So, whether you’re fresh out of high school or looking for a career change, the time to dream big is now. And of course, Cross Valley is your trusted, local financial partner to help propel those dreams down the path of your choice.
Which loan type works best for you?
Undergraduate/Graduate¹
We offer undergraduate and graduate loans with fixed or variable interest rates and multiple repayment options, giving you maximum flexibility.
Education Refinance¹
Combine undergraduate and graduate school loans—both federal and private—into a single, low-rate loan with a repayment plan that'll work for you.
Start your college experience today.
Our undergraduate and graduate loans feature the following:
- No Origination Fee
- Cosigner release after 36 on-time payments
- Low fixed or variable interest rates
- Repayment terms of 5, 10 or 15 years
- 6 months grace period
- .25% discount for automated payment deduction
- Borrow from $3,000 up to the cost of attendance as certified by your school
Refinance your loans for full freedom and flexibility.
Take control of student debt with our easy refinance solution:
- No Origination Fee
- Cosigner release after 36 on-time payments
- Low fixed or variable interest rates
- Repayment terms of 5, 10, and 15 years
- .25% discount for automated payment deduction
- Borrow from $10,000 to $250,000
Map your college journey.
From planning your major and hitting your scholarship milestones, to saving and paying for college, fortune favors the prepared student. With our College Planning Tool, we've made it easy for you to navigate the journey from high school to college and into adulthood with ease.
Head into the next chapter of your life with confidence. We're right there with you.
Things to know before borrowing student loans
through Cross Valley Federal Credit Union.
Eligible for an undergraduate or graduate loan through Cross Valley Federal Credit Union?
To qualify, borrowers must meet some initial requirements. Do you qualify?
Looking for one-on-one guidance?
From better understanding the student loan process, college planning or navigating your payment options, Cross Valley is committed to providing you with solutions that work best for you. For more information contact Nancy Chalker, Student Loan Specialist at (570) 823-6836 ext. 1026.
Has anyone called your dreams too wild? Too complicated? Too expensive? Too big? When our members share their dreams of owning a home, putting their kids through college or their perfect wedding day, we don’t see impossible obstacles—we see their future in motion.
Other great offers for dreamers...
Solutions for your new financial life
Cross Valley Federal Credit Union is what is known as a financial not-for-profit cooperative. What does this mean exactly? Well, for one, we are owned by our members. So when you join the credit union, you also become an owner of the credit union. Because we’re not-for-profit, there’s no pressure to pay huge dividends to shareholders. Thus, we’re able to use the money we make to benefit our members by keeping our loan rates low and our savings rates high.
Since 1969 we’ve made it our mission to build trust with our members by offering a full suite of loans, credit cards, savings products, checking accounts and a digital-first member experience that will provide you with solutions for your financial life. For the rest of your life.
We provide links to third party websites, independent from Cross Valley FCU. These links are provided only as a convenience, we do not manage the content of those sites. The privacy and security policies of external websites will differ from those of Cross Valley FCU.
Membership required. Cross Valley’s student loan program is offered through partnership with CURevl and is not a federal student loan program.
